We’re Expanding! Now Offering No PMI Loans
in Alabama, Colorado, Florida, Georgia, Idaho, Iowa, Louisiana, Oregon, Pennsylvania, Texas and Virginia.
Mortgage Rates
Loan Type | Rate | APR |
|---|---|---|
| 30 Year Fixed | 4.000% | 4.13% |
| 15 Year Fixed | 3.500% | 3.63% |
| Jumbo 30 Year Fixed | 4.125% | 4.25% |
| FHA 30 Year Fixed | 3.750% | 4.25% |
| VA 30 Year Fixed | 3.500% | 4% |
| * Mortgage Rates as of 5/21/2019 10:47 AM. Rates quoted with 0% points with these assumptions. Not all programs are available in all areas or to all borrowers. |
No PMI Loan with Low Down Payment
- 1%, 3% or 5% Down
- No PMI
- Low Conventional Rates
- Available in Select Counties
How Do I Avoid PMI?
- Use Our 1% Down No PMI Loan, or
- Put Down 20%, or
- Use a 2nd Lien, or
- Use Lender Paid PMI, or
- Use Borrower Paid PMI
Unique loan products to help you get the home you deserve!
As a mid-size lender, we work hard to find creative ways to meet our customers’ unique needs – like our low-down payment No PMI loan program.
Low Down Payment Construction Loans
VA Construction Loans
Make Life Easier with a Bridge Loan
FHA Loans for First-Time Buyers
Questions? We’d be happy to discuss your options. Contact us!
Why Choose Us?
Outstanding Customer Satisfaction
Closed on our first home his morning and the process went great. Jay and his team do an outstanding job with communication and explaining everything along the way. For a first time buyer, they do a great job with every single step in the process.
Hurst got me a great deal. I bought a new home so initially I dealt with the builder’s “preferred lender.” I told my builder’s “preferred lender” what Hurst’s offer was and he stated “sounds too good to be true, you sure he has everything included in his gfe?” Well, it was true and I couldn’t be happier!
He beat our builder’s lender’s offer, was a whole lot easier and nicer to work with, answered our questions, and we closed on time. AND we got to work with Aggies all around.
We closed on our house with Jay in November. He did a great job for us as well. We had a few issues that were out of the ordinary, and he helped us get through underwriting on time and close on the original date.
Repeat & Referred Business
Successfully Closed Loans/Year
Industry Awards
2012 & 2013
Family Owned.
Still A Family Business
Founded by Jay Hurst and Scott Bialek, Hurst Lending & Insurance – and its divisions, such as No PMI Loans – is managed Jay, Scott, and their families. While the mortgage industry is known for high turnover rates, Hurst Lending is recognized for providing consistent, personal service to our customers. That’s why more than 70% of our mortgage and insurance business is from repeat or referred customers!
Jay Hurst & Family
Scott Bialek & Family
Texas Aggie Heritage
Hurst Lending and DivorceHomeLoan.com are proud to be a part of the Texas A&M community. Co-founder Jay Hurst (’00), investor Dat Nguyen (’98), senior manager of loan processing Sonja Zadel (’93) and several other employees and investors have degrees from Texas A&M. Hurst Lending is also very proud that we have twice been recognized on the Aggie 100 list of fastest-growing Aggie-owned companies.
Not Just Lenders. Problem Solvers.
Private Mortgage Insurance (PMI) exists to help lenders protect themselves from losing the full amount of a loan in the event of borrower default. Mortgage Insurance typically costs between .5%-1% of the loan amount annually so every home buyer can benefit from considering their options of avoiding this unnecessary and costly expense. These include:
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