Football is Hard.

Getting a No PMI Loan Shouldn't Be.

Dat Nguyen
Hurst Lending Partner
Former Pro Football Player and Coach

Home – No PMI Loan2020-03-04T16:30:59+00:00

No PMI Loan with Low Down Payment

  • 1%, 3% or 5% Down
  • No PMI
  • Low Conventional Rates
  • Available in Select Counties
Get a Loan

How Do I Avoid PMI?

  • Use Our 1% Down No PMI Loan, or
  • Put Down 20%, or
  • Use a 2nd Lien, or
  • Use Lender Paid PMI, or
  • Use Borrower Paid PMI
Get a Loan

Unique loan products to help you get the home you deserve!

As a mid-size lender, we work hard to find creative ways to meet our customers’ unique needs – like our low-down payment No PMI loan program.

Low Down Payment Construction Loans

The FHA Construction Loan Program offers low rates and low down payment options for those looking to build their dream home.

FHA and VA construction loans

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VA Construction Loans

For Veterans, the VA Loan Program offers low-rate construction loans, including NO down payment options.

Veteran and VA lender

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Make Life Easier with a Bridge Loan

You don't have to sell your home and move to get the funds you need to build. A residential bridge loan can close the gap.

FHA and VA construction loans

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FHA Loans for First-Time Buyers

If you don't choose to build, an FHA loan is still an attractive option for a low down-payment loan.

FHA and VA construction loans

Learn More

Questions? We’d be happy to discuss your options. Contact us!

Why Choose Us?

Outstanding Customer Satisfaction

Closed on our first home his morning and the process went great. Jay and his team do an outstanding job with communication and explaining everything along the way. For a first time buyer, they do a great job with every single step in the process.
Texags Forum
Hurst got me a great deal. I bought a new home so initially I dealt with the builder’s “preferred lender.” I told my builder’s “preferred lender” what Hurst’s offer was and he stated “sounds too good to be true, you sure he has everything included in his gfe?” Well, it was true and I couldn’t be happier!
He beat our builder’s lender’s offer, was a whole lot easier and nicer to work with, answered our questions, and we closed on time. AND we got to work with Aggies all around.
We closed on our house with Jay in November. He did a great job for us as well. We had a few issues that were out of the ordinary, and he helped us get through underwriting on time and close on the original date.
TexAgs Forum

Repeat & Referred Business


Successfully Closed Loans/Year

Industry Awards

Top 1% Loan Producers in the U.S.

aggie1002012 & 2013

Family Owned.

Still A Family Business

Founded by Jay Hurst and Scott Bialek, Hurst Lending & Insurance – and its divisions, such as No PMI Loans – is managed Jay, Scott, and their families. While the mortgage industry is known for high turnover rates, Hurst Lending is recognized for providing consistent, personal service to our customers. That’s why more than 70% of our mortgage and insurance business is from repeat or referred customers!

Jay Hurst & Family

Jay Hurst & Family

Scott Bialek & Family

Scott Bialek & Family

 Texas Aggie Heritage

Hurst Lending and are proud to be a part of the Texas A&M community.  Co-founder Jay Hurst (’00), investor Dat Nguyen (’98), senior manager of loan processing Sonja Zadel (’93) and several other employees and investors have degrees from Texas A&M.  Hurst Lending is also very proud that we have twice been  recognized on the Aggie 100 list of fastest-growing Aggie-owned companies.

More About Us

Not Just Lenders. Problem Solvers.

Private Mortgage Insurance (PMI) exists to help lenders protect themselves from losing the full amount of a loan in the event of borrower default. Mortgage Insurance typically costs between .5%-1% of the loan amount annually so every home buyer can benefit from considering their options of avoiding this unnecessary and costly expense. These include:

Contact an Expert

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