About Hurst Lending’s No PMI Loan Experts
No PMI Loan is a part of the Hurst Lending & Insurance family, dedicated to serving our clients with loan products that help make buying a home an achievable dream. Expanding on that vision, No PMI Loan and Hurst now also offer home and auto insurance, as well as a realtor referral service to help make the process of buying, owning and selling a home as safe and straightforward as it can be.
We have helped hundreds build or buy the home of their dreams, and we are proud that 70% of our business comes from repeat or referred customers.
We have strong Aggie roots, and our parent company Hurst Lending & Insurance has been named twice to Texas A&M’s Aggie 100 list.
Hurst Lending & Insurance History
Hurst Lending was founded in 2006 as Moneysafe, a full-service mortgage lending company. After adding several specialty lending divisions and an insurance brokerage, the company changed its name in 2014 to Hurst Lending & Insurance to better communicate its full range of services.
Mortgage Lending and Niche Loans
We offer rates well below national averages in most cases, and while we offer great rates and personal service on conventional loans, our special expertise is in meeting unique lending needs. If there is a situation that is creating a barrier to getting a loan, such as details about the property, a pending divorce, expat status, or other logistical challenges, we can usually find a solution. We do this by developing relationships with investors who have specific interests, and in some cases by lending our own funds.
Home & Auto Insurance
In 2013, Hurst added an insurance brokerage business, offering home and auto insurance from major providers. As an insurance broker, we work for you to find the best policy and rates for your needs, saving our customers an average of $450/year.
How We Do Business
We are family owned and operated, and we experience very little employee turnover. We believe in building relationships, and our team aims to go beyond providing a great experience on the loan you need today. We want to earn our place as your long-term lending and insurance team.
Co-founder, Hurst Lending and Insurance
Experience: Jay Hurst is a Residential Mortgage Loan Originator (NMLS# 323441), Real Estate Agent, and Financial Planner.
He has founded multiple successful businesses in the mortgage lending space, and is dedicated to helping consumers avoid the red tape and limitations faced in working with larger lenders. Together with Mr. Bialek, Mr. Hurst has driven Hurst Lending’s niche loan program by identifying unmet market needs and identifying investors eager to help address them.
Mr. Hurst is also the founder and President of Advanced Educators Financial LLC, a financial planning firm focused on the education marketplace.
Education: Mr. Hurst holds a BBA in Finance from Texas A&M University, Class of 2000.
Scott Bialek Co-Founder, Hurst Lending and Insurance
Experience: Mr. Bialek co-founded Hurst Lending in 2006. He is a licensed Attorney, Residential Mortgage Loan Originator (NMLS# 284767), and Real Estate Broker. In addition to his role with Hurst Lending & Insurance, Mr. Bialek also founded a real estate company that owns and manages a portfolio of retail centers, apartments, and single family homes.
Mr. Bialek has also held senior legal and operations positions at Dell and USAA.
Education: Mr. Bialek holds a J.D. from St. Mary’s School of Law and a BBA from the University of Texas at Austin.
Chris Jandrain Vice President at Hurst Lending and Insurance
Experience: Mr. Jandrain is a Residential Mortgage Loan Originator (NMLS #1001967) and has been with Hurst Lending since 2006. He specializes in conventional, FHA, VA, Texas Vet, Texas Cash Out, Jumbo loans, 2nd lien, and Reverse Mortgages. Mr. Jandrain has been instrumental in launching several of Hurst’s niche lending programs, including the 2014 introduction of one-time close VA loans for new construction – a first in Texas.
Prior to joining Hurst, Mr. Jandrain held senior finance positions at Dell.
Education: Mr. Jandrain holds an MBA from the University of Texas and a BA from the University of Michigan.
Dat Nguyen Equity Partner, Hurst Lending & Insurance
Experience: Dat Nguyen is a Dallas-area real estate investment professional, but is perhaps more widely recognized as a football and media personality.
Mr. Nguyen was an NFL All-Pro for the Dallas Cowboys for seven seasons and was an All-American from Texas A&M University. He currently co-hosts an ESPN radio show.
In addition, he is an Honorary Co-chair for the American Heart Association Heartwalk, Co-chair of the Vietnamese American National Gala, Chair of Athlete in Action, and serves on the Board of Texas A&M University
Press. Mr. Nguyen has received numerous awards including the Bednarik and Lombardi Awards. He has published a book, Dat: Tackling Life and the NFL, an inspirational story of his faith, his family, and his career.
Education: Mr. Nguyen holds a degree in Agriculture from Texas A&M University, Class of 1998.